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Samoa Money Transfer Ltd

Samoa Money Transfer Ltd is a small, corridor‑specialist operator that sends funds from New Zealand to Samoa using an agent‑based model with cash payout in Samoa.

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Key Facts and Figures

  • Samoa Money Transfer Ltd is a New Zealand–based financial services company with its main outlet in Otara Shopping Centre, Auckland, providing remittance services exclusively to Samoa.
  • Samoa Money Transfer Ltd is classified as a money transfer operator (MTO) with relatively low sending‑network coverage compared with larger brands, but still offering medium coverage on the receive side in Samoa through agent payout.
Mission Statement

Mission Statement

Samoa Money Transfer’s purpose is to provide simple, community‑focused money transfer services from New Zealand to Samoa, enabling Samoan migrants to support family at home.​ [...]
  • Samoa Money Transfer’s purpose is to provide simple, community‑focused money transfer services from New Zealand to Samoa, enabling Samoan migrants to support family at home.
  • It positions itself as a local, culturally familiar alternative to banks and global MTOs, aiming to offer a trusted environment for cash‑based remittances.
Core Services

Core Services

The core service is outbound remittances from New Zealand to Samoa, initiated at Samoa Money Transfer’s outlet(s) in Auckland and paid out through agents in [...]
  • The core service is outbound remittances from New Zealand to Samoa, initiated at Samoa Money Transfer’s outlet(s) in Auckland and paid out through agents in Samoa in local currency.
  • Payments are sent using cash or bank‑branch based instruments and received in Samoa via agent payout rather than direct online or mobile‑wallet channels.
Countries Covered

Countries Covered

Samoa Money Transfer Ltd is a corridor‑specialist operator for sending funds from New Zealand to Samoa.

Samoa Money Transfer Ltd is a corridor‑specialist operator for sending funds from New Zealand to Samoa.

Fees and FX Rates

Fees and FX Rates

For a benchmark NZD 200 transfer from New Zealand to Samoa, the World Bank reports Samoa Money Transfer’s total average cost at around 11.9%, comprising a flat [...]
  • For a benchmark NZD 200 transfer from New Zealand to Samoa, the World Bank reports Samoa Money Transfer’s total average cost at around 11.9%, comprising a flat fee of NZD 7.00 and an exchange‑rate margin of about 4.58%, with another observation showing a fee of NZD 7.00 and a margin of 1.89%.
  • These figures place Samoa Money Transfer above the cheapest providers in the corridor but still within the range of many traditional cash‑to‑cash operators serving Samoan remittance customers.
Q and A Selection

Q and A Selection

Q: How do you send money? A: Customers go to the Otara branch, provide sender and recipient details with valid ID, pay the amount plus [...]

Q: How do you send money?

A: Customers go to the Otara branch, provide sender and recipient details with valid ID, pay the amount plus fee, and Samoa Money Transfer arranges for the recipient to collect cash in Samoa.

Q: How fast are transfers?

A: Samoa Money Transfer’s transfers is delivered typically within “same day” to “two days,” depending on the specific payment option and timing.​

Q: What channels and instruments are used?

A: On the sending side, access is via agent/branch in New Zealand; on the receiving side, funds are paid in cash at an agent location in Samoa.

User Testimonaials

User Testimonaials

Public, systematic user reviews specific to Samoa Money Transfer Ltd are scarce; available information is mainly descriptive rather than evaluative.​ Broader analysis of Samoa’s remittance [...]
  • Public, systematic user reviews specific to Samoa Money Transfer Ltd are scarce; available information is mainly descriptive rather than evaluative.
  • Broader analysis of Samoa’s remittance market notes that small corridor specialists like Samoa Money Transfer play an important role in maintaining access for customers who prefer in‑person, cash‑based services despite relatively higher costs.
Compliance and Legal Info

Compliance and Legal Info

The Central Bank of Samoa’s exchange‑control booklets list Samoa Money Transfer among authorised money transfer operators and foreign‑exchange dealers allowed to transact remittances and foreign‑currency exchanges under [...]
  • The Central Bank of Samoa’s exchange‑control booklets list Samoa Money Transfer among authorised money transfer operators and foreign‑exchange dealers allowed to transact remittances and foreign‑currency exchanges under the Exchange Control Regulation 1999.​
  • A detailed register of licensed financial institutions identifies Samoa Money Transfer Limited as a licensed MTO with code MTO004 and internal reference 20147/MTB003, placing it under direct regulation and supervision of the Central Bank of Samoa for remittance activities.
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